While I’ll probably never remember what shoved me the direction of considering laundromat ownership, I definitely remember my first look at one that was in our purchase price range and what that process looked like. We had some cash after the sale of our town...
Our first steps into investing were in the form of 401k investments with very little, actually no effort whatsoever. I initially had a 401k at atmy big box retailer job that I contributed to for about a year along with the match, but when I...
My wife and I find ourselves telling people how lucky we were to be starting out right in the middle of the great recession, we’ll receive funny looks at first glance but in reality, we had a great privilege and opportunity handed to us. In...
One of my favorite podcasts asks each of their weekly guests the same four questions at the end of each show. One of those questions is, “What was your first, or worst job you’ve ever had?” I always think about answering that question and what...
I don’t have a college degree, and I have zero intentions of getting one. As mentioned in my debt story I had some student loans. Sadly, those were a healthy dollar amount in exchange for probably not only less than but significantly less than the...
It wasn’t intentional but I’m writing about my wedding day on my ten-year wedding anniversary! Happy anniversary, wife! It is important to celebrate and recognize each and every year but what a landmark moment it is not only making it ten years but deeply enjoying...
We purchased our second home with very specific criteria and were fortunate to find it, avoiding the alternative which was most of our stuff going into storage and a month to month lease at an apartment somewhere while we sought out our forever home. Our...
In 2010 the housing market was ever so slowly crawling its way toward a recovery and we couldn’t have been more privileged to have begun a marriage and financial journey at that time. My wife and I were earning a combined $95-$105k, well over the...
I can remember the moment I first heard Dave Ramsey’s show, although I don’t remember the exact date. It was late 2008, that year I had let my car get repossessed, figured out how to direct deposit advance my way to getting enough cash to...
When I am asked about my background which typically is pre-college, my story tends to capture others’ attention. I grew up in the northern suburbs of St Paul in a town of twenty-four thousand people, with a lake and lake life being a big focus. ...